The sales of new homes shot up recently in India, thanks to several supportive measures taken by the Government of India. For instance, major cities like Maharashtra and Karnataka have slashed the stamp duty to boost the realty market in their respective states. More specifically, Karnataka has cut the stamp duty from 5% to 3% for houses within a price range of Rs.21 lakh – Rs.35 lakh.
Besides, Karnataka also launched Bhoomi RTC back in the year 2000 to digitalise land records and facilitate online access to land registry in the state. Bhoomi Karnataka RTC is an initiative taken jointly by the Central and State Government to streamline land records management.
Nevertheless, individuals who are planning to purchase land to build a home need to know about its details to register, check and gain access to their land record online at their convenience.
Services offered by Karnataka Bhoomi
Besides the maintenance of land records, Bhoomi RTC or Records of Rights, Tenancy and Crop Information also provides the following services.
- Preserving i-RTC.
- Mutation registration.
- RTC information.
- Mutation status.
- Mutation extract.
- Citizen registration.
- Citizen login.
- Revenue maps.
- Register containing dispute cases.
- XML RTC verification.
- New Taluk list.
- Kodagu Disaster rescue.
These services may also prove to be beneficial for individuals who are opting for a home loan to finance their dream home. They may have to submit the papers of the land registry against which they are availing the funds.
Nevertheless, getting a home loan has become even easier than ever as selected NBFCs extend pre-approved loan offers. These offers simplify the loan application process and are also available on a range of financial products such as home loans, loans against property and others. You can check your pre-approved offer by entering your name and contact number.
Thus, first, you also need to know about the registration process to register your land online through the Karnataka Bhoomi RTC.
How to register for Karnataka Bhoomi?
New users can follow the below-mentioned steps to register themselves and gain access to their land records online at ease.
- Visit the official website of Karnataka Bhoomi to login.
- Click on ‘Create Account’ to initiate a sign-up.
- Enter required information like Aadhaar number, address, PAN number, contact number, etc.
- Enter the Captcha and click on ‘Submit’.
- The signup will be completed.
Besides knowing about the Bhoomi registration process, prospective borrowers especially need to know about the stamp duty and charges levied on a home loan to arrange their finances accordingly. Moreover, this portal also allows landowners to check or view their land records instantly.
How to check or view land records at Bhoomi online?
Following is a step-by-step guide to check or view land records using Bhoomi RTC.
- Login to Bhoomi using your User ID and password.
- Select ‘Project’ and click on ‘Bhoomi’.
- Navigate to ‘Services’ and click on ‘Citizen services’.
- Click on ‘RTC’.
- Mention your necessary details like contact number, e-mail ID, Aadhaar number, etc.
- Now enter details of land registered like district, Taluk, survey number, hissa number, validity of RTC, etc.
- Click on ‘View RTC’ and then on ‘fetch details’.
- The details of RTC will appear on the screen.
Moreover, you can also download the details from this portal for further reference. In case you opt for a land purchase loan or home loan, you may need to present these details to the lender for ownership verification.
Additional Read: West Bengal’s Banglarbhumi Portal For Land Records: All You Need to Know
Thus, Bhoomi RTC has not only made land registration easier but also made several cities of the state like Bangalore a great choice for property investors. This digitisation of the realty sector eventually translates to the growth of the realty market in Karnataka to a great extent.