Telemedicine is a relatively new form of the healthcare facility for Indians. As such, many are still adapting to their usage and benefits. As per a survey conducted in 2018, only around 17% of respondents claimed that they used the digital platform at least once and would be open to utilizing the same in the future as well.
However, a much larger portion of respondents remained unfamiliar with telemedicine as a concept. Around 41% of respondents in the survey said they never used it but would be interested in undergoing such sessions. Regardless of its implementation in the country, one cannot discount the fact that this digital platform can greatly ease general consultations and the healthcare sector as a whole.
What is telemedicine?
It is a form of healthcare where practitioners extend care to their patients through the telecommunication media. In most cases, doctors and patients connect over video or phone calls to discuss health conditions. It is mostly like a standard consultation, with the only difference being that the physician and the patient do not sit face-to-face in the same room.
Apart from video calls and phone call consultations, telemedicine can also refer to healthcare services through SMS and emails. It is a highly convenient alternative to the traditional procedure for visiting a doctor for such consultations. However, this convenience is not only for patients but for healthcare providers as well.
Mobile health and its relevance to telemedicine
Today, as almost everyone owns a smartphone or any other smart device, telemedicine looks to leverage this characteristic in favour of a better healthcare system. Thus, mobile health is a crucial part of this means of consultation at present. Several apps and software integrated with this platform can closely monitor vital health statistics of an individual.
Moreover, physicians can use these applications to ensure that their patients are complying with the recommended treatment. Some apps even allow one to set reminders on when a medication is due. These features and more make mobile health one of the most useful types of telemedicine today, ensuring the best outcome from medical care and treatment.
Three other types of telemedicine
Mobile health is just one form of telemedicine in practice. One can divide this healthcare service over telecommunication channels into three other parts –
- Remote patient monitoring
Doctors in one part of India can access the health stats of a patient living in a completely different part of the country via this platform, thus bridging the distance gap. Based on the medical data, which is transferred electronically, doctors can monitor certain medical conditions and recommend changes in medications as and when required. All of this happens without the physician ever meeting the said individual.
- Store and forward
In this form of telemedicine, there is no patient involvement. Instead, a patient’s medical history is electronically shared by the primary physician with other practitioners for consultations or input. Generally, the store and forward method is highly useful when the primary doctor deems it necessary to refer a particular case to a specialist in the concerned field of medical science.
- Video conferencing
It is the most common form of practising medicine via the digital platform, where the doctor and his/her patient engage with each other over video calls. The nature of such consultations allows doctors to examine the patient visually in the event of external injuries or trauma, which they cannot do in case of phone call consultations. It is also a preferred telemedicine route in case of psychotherapy sessions.
Unfortunately, only a few hospitals and clinics offer the opportunity to provide services digitally. The few that allow the same are often expensive treatment options that can drain an individual’s savings. Thankfully, the Bajaj Finserv Digital Health EMI Network Card can help one in this regard.
How does owning a health card help you avail telemedicine services?
A health card is a specialised financial tool, which allows users to avail quality medical care for over 800 treatments costing up to Rs.4 lakh without needing to bear any immediate liabilities from the same. Instead, cardholders can pay with this card, and repay the same amount through no-cost EMIs over a tenor of up to 24 months. Thus, for any treatment that remains costly, you can avoid overburdening your finances and simply pay for it using your health card.
Additional features of this card include the following –
- Easy accessibility – Existing Bajaj Finserv EMI network members can avail this health card online. If they are eligible for it, their applications will be approved instantaneously. They can open the Bajaj Finserv app on their phones and check their health card status after completing the application.
- Nominal joining fee – You can avail a non-insta card by paying a minimum fee of Rs.589, which is Rs.707 for an insta variant. This minimal sum thus makes it even more convenient for an individual to opt for this special financial product.
- Networked across India – The card can be used to pay for medical expenses across 5,500 plus network facilities in over 1,000 Indian cities, thus making finding a nearby medical facility convenient.
Existing EMI network members also do not need to submit any documents while applying for the health card. However, if you are not a member, you can visit your nearest network outlet or clinic to know more about availing such a card.