It is common for people to keep money in savings at the bank. But what about important documents for car/motorcycle ownership, house certificates, birth certificates, deposit certificates, marriage certificates, etc.? or other valuables such as jewelry, gold, spare keys, etc. Where should we keep them?
Many people believe that the safest place to store valuables is a bank safe. Why? Because the bank’s treasury room is guarded 24 hours a day 7 days a week and is very safe.
The treasury room or often referred to as the kluis room is a room with a layered security system as a place to store cash, important documents or securities belonging to both the bank and the customer and the customer’s valuables in a safe deposit box.
Kluis room is made of high quality concrete for all sides, starting from the floor slabs, the four sides of the walls and the top plate using high-quality reinforced concrete slabs with a thickness of up to 65 cm and reinforcing up to 6 layers (depending on the structural design of each bank. ).
Whereas the treasury door or ordinary door in the form of a thick door made of a steel plate frame inside and out which is thoroughly welded into a solid and resistant unit, filled with special materials that provide more protection against the threat of fire, forced unloading using drilling, welding, and other equipment. Usually the door to the treasury / kluis room consists of two layers, one main door and a trellis door to protect the main door
The idea that the bank credit room is the safest place to store securities/securities is not entirely wrong but that does not mean there are no weaknesses here. Why so? Even though the bank credit card room is safe and guarded non-stop, it has limited opening hours, which means that we can only access the safe stored in the bank during working hours.
Then what if we suddenly need items that are in the safe when the bank is not open (outside working hours)For this reason, it’s a good idea to have a safe or secret storage place at home, not just at the bank. The price of a safe is not cheap so some people will think again about buying it, is it worth the benefits it gets with its high price? Below are some of the benefits that can be considered if you have a safe at home
For this reason, it’s a good idea to have a safe or secret storage place at home, not just at the bank. The price of a safe is not cheap so some people will think again about buying it, is it worth the benefits it gets with its high price? Below are some of the benefits that can be considered if you have a safe at home.
Protection against theft. if your house is entered by thieves, they will certainly have difficulty stealing goods / securities, because they have to break open the safe first. And trust me it takes a long time to disassemble the safe and is certainly not easy to break safes.
Fire resistance (protection against fire) most of the safes are made of fire resistant material, so that your valuables / documents are safe from fire. So that when a fire occurs, you can focus on saving yourself without worrying about the items in the safe.
Waterproof. Not all safes are completely waterproof but most have a level of water resistance that can protect the contents of your safe in the event of a flood.
Cheaper than renting a safe deposit at the bank. If you rent a safe at the bank then you have to pay rent each month. Conversely, if you have your own safe at home, you only pay once for a long time.
Flexible access times. If you rent a safe at a bank, then you have to go to the bank first and can only access the safe during bank operating hours. But if you have your own safe at home, you can open it at any time if needed (for example, take it or add to its contents or just check the contents)
After knowing the benefits of having a safe at home, now we talk about what should be stored in a safe at home? Here is a list of items that should be kept in a safe at home:
1. Insurance policy and insurance agent contact information. If your house has been stripped or damaged due to natural disasters, of course you need this immediately to find out what is covered by insurance and submit a claim.
2. Original personal documents such as birth certificates, passports, marriage certificates, social security cards
3 Valuable documents such as house certificates, deposit certificates, motor vehicle ownership certificates, savings books, etc.
4. Drug prescription, family doctor contact list, pharmacy list. You will need this to make up the medicine regularly.
5. Valuable items such as money, jewelry
6. Testament (if any)
7. Lock the bank vault. If you rent a safe, keep the key in the safe at home so it doesn’t get lost, it’s easy to remember where it’s stored and not stolen
8. Spare keys for homes, houses, cars and motorbikes.
Where is the best location to store a safe at home? There is no definite answer about this because it all depends on the size of the safe, what items are stored and personal preferences.
example: if the contents of your safe are jewelry and other personal valuables then the best place to store the safe is in the bedroom or closet.
The main priority of having a safe is to protect your documents or valuables from flooding, so put the storage in a place as high as possible from the floor.
When thinking about how to place the safe, think about the purpose of the safe and what is most comfortable for you.
To be sure, never store your kluis in the garage. because its location is the most accessible place in the house, besides that the garage is often opened and closed so that it will invite thieves and other bad intentions.
In conclusion, having a safe at home is very important to keep your items and documents safe. Safes can also protect your family and others by keeping dangerous items away from the hands of inexperienced people.